ESTIMATE YOUR BORROWING POWER | OUI FINANCE | Financial Decisions Your Way | Home Loans

Unsure on every detail? No worries, just estimate and our brokers will handle the calculations.

STEP 1: YOUR FINANCIAL SNAPSHOT

Are you buying on your own or with someone?

On my own

With someone

Not sure

Do you have kids or dependents?

Yes, 1

Yes, 2

Yes, 3+

What is your annual income (before tax)?

If buying with someone, enter the combined income total number e.g $150,000

How much deposit do you have saved (or expect to have)?

Enter the approximate amount, or write “expecting a gift,” or “not sure.”

What’s the total limit on your credit cards?

This is the total limit, not what you owe. If you’re unsure, just write “don’t know”.

What are your monthly repayments on other loans or debts?

eg. car loan, personal loan, Afterpay/Zip, other commitments. If you’re unsure, just type “not sure.”

Do you have a HECS debt?

Yes

Which state or territory are you planning to buy in?

Stamp duty concessions and first home buyer benefits are different in every state, so we’ll use this to calculate yours.