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I’M A TEMPORARY RESIDENT, CAN I GET A HOME LOAN?

Yes, you can get a home loan as a temporary resident in Australia. To increase your chances of approval:

  • Have a minimum of 12 months remaining on your visa

  • Have a stable income and employment history

  • Borrow up to 80% of the property value. You can borrow more if you’re buying together with an Australian citizen.

  • Seek approval from the FIRB

HOW MUCH CAN I BORROW?

The amount that you can borrow depends on the type of temporary visa that you hold:

  • 80% of the property value: Most temporary visa holders can apply for a mortgage if they are allowed to work in Australia for at least 12 months.

  • 90% of the property value: Some visa holders may be eligible to borrow up to 90% of the property value if they have a strong income, stable employment and longer-term visa.

  • 95% of the property value: If you’re married to or defacto with an Australian citizen or permanent resident, regardless of your visa.

 

FIND OUT THE REQUIREMENTS TO GET INTO YOUR OWN HOME FOR YOUR VISA TYPE! ENQUIRE BELOW:

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