Finance done right, explained plainly
Oui Finance is an independent, Perth-based mortgage broker helping everyday Australians with home loans, refinancing and investment loans, explained in plain language.
On your side, not the bank's
We stand independent of the big banks and small ones, free to look for the loan that actually suits you.
Fully accredited
Oui Finance Pty Ltd (ABN 48 655 648 098) is a Corporate Credit Representative (no. 537796) authorised under Australian Credit Licence 389328.
Independent of the banks
No kick-back deals or bank alliances steering the advice. We compare across lenders so the choice stays yours.
Full transparency
Ask questions and see where every dollar goes, down to the last cent. No jargon and no hidden fees, and we hold the pressure points so you stay in control.
Serving Perth and clients across Australia from our Subiaco office.
Finance for every kind of move
Whatever stage you are at, we will walk you through the options in plain language.
Home loans
Buying your first home or your next one, whether you are building or buying established.
Explore home loans →Refinancing
A health check on your current loan to see whether you could be paying less interest.
Explore refinancing →Investment loans
Finance for building or growing a property portfolio, structured around your goals.
Explore investment loans →Repayment calculator
Work out what your repayments could be, and how they compare to what you pay in rent.
Try the calculator →Not sure which fits?
Tell us what you are trying to do and we will point you to the right starting place.
Reach out →How it works
Four simple steps, with us holding the pressure points so you always feel in control.
Have a chat
Tell us your goals and where you are up to. No jargon, no obligation.
Compare options
We look across lenders and explain the choices so you understand each one.
Apply together
We prepare and lodge the application and keep you updated at every step.
Settle & review
Your loan settles, and we stay on hand to review it as your life changes.
Rated five stars by the people we help
"Gioia and her team are absolute experts in their field! Professional, tailored advice and a seamless, supported application process. Expect clear communication and a team that goes above and beyond to achieve the best outcome for you!"
Google review"As first home buyers, Lucy made the entire process simple, stress-free and easy to understand. Her communication, professionalism and genuine care were outstanding. We secured our dream first home in record time!"
Google review"Maddy at Oui is amazing. Incredibly responsive, efficient and so easy to deal with. This is the second time we have worked with her, this time refinancing with an incredible outcome. Can't go wrong. Thanks heaps!"
Google reviewFrequently asked questions
Why use a finance broker instead of going straight to a bank?
A broker compares loans across many lenders, not just one bank's products. Oui Finance is independent of the big banks, so we can look for the loan that suits you rather than the one a single lender wants to sell. We also handle the paperwork and keep you updated at each step.
What does it cost to talk to Oui Finance?
An initial chat about your goals and options costs you nothing. Reach out and we will walk you through what is possible before you commit to anything. Lender credit criteria, terms, fees and charges apply to any loan, and your full financial situation is reviewed before any offer is accepted.
What types of finance can Oui Finance help with?
We help with home loans, refinancing an existing loan, and investment property loans. If you are not sure which fits, reach out and we will point you in the right direction.
Do you work with first home buyers?
Yes. We specialise in helping first home buyers understand their options, including low deposit lenders, government schemes, avoiding lenders mortgage insurance, and accessing the First Home Owner Grant where eligible.
Where is Oui Finance based?
Oui Finance is based in Subiaco, Western Australia, at B2/431 Roberts Road, Subiaco WA 6008, and works with clients across Australia. You can email us at hello@ouifinance.com.au.
Ready to make a move?
Reach out for a plain-language chat about your goals. When you are empowered to make a move, you get the luxury of choice.
Reach out to Oui Finance