Home loans, done right
Home loans that put you in the driver's seat
Buying your first home or your next one? Oui Finance compares lenders for you and guides you through the whole process in plain language, so you understand every step and every dollar.
What is a home loan
Finance to buy the place you'll live in
A home loan is the borrowing you use to buy a property to live in, whether that is your first home or your next one. It sounds simple, but loan sizes, interest rates and repayment options vary a lot between lenders, and small differences add up over the life of the loan.
That is where a broker helps. Oui Finance is a Perth based mortgage broker for first home buyers and everyday Australians who want finance explained, not just sold. If you are buying an established property, building a new home, or stepping up to your next place, we help you find and apply for a loan that suits your situation.
Why use a broker
How Oui Finance helps with your home loan
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We compare across lenders
We are independent, not tied to any single bank, so we compare options across a panel of lenders to find one that fits your goals rather than theirs.
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You see where your money goes
Think of us as a glass box. Look inside, ask questions, and understand your rate, fees and repayments down to the last cent, no jargon and nothing hidden.
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Help with grants and first home benefits
If you are buying your first home, we guide you through eligibility for the First Home Owner Grant, stamp duty concessions, low deposit lending and products that help you avoid lenders mortgage insurance where you qualify.
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We hold the pressure points
Applying for a home loan can feel intimidating. We keep you in control and up to date at each stage, so the process stays smooth and the win stays yours.
The process
How getting a home loan with Oui works
Have a chat
Book a complimentary, no obligation consultation and tell us what you are hoping to buy. Ask as many questions as you like.
Review your situation
We look at your income, deposit and goals, and explain what you can realistically borrow and what it means for repayments.
Compare your options
We compare loans across our lender panel and walk you through the choices in plain language, so you can pick with confidence.
Apply and settle
We help you prepare and submit the application and stay alongside you through to settlement, keeping you updated the whole way.
Explore more
Related loans and finance
A home loan is one of the moves we help with. If your plans are a little different, here is where to look next.
Ready to make a move on your home loan?
Book a complimentary, no obligation chat with the Oui Finance team. Ask your questions, understand your options, and take the next step feeling in control.
Reach out to Oui FinanceGood questions
Home loan FAQs
What does a mortgage broker do when I am buying a home?
A mortgage broker reviews your financial situation, explains your options in plain language, compares loans from a range of lenders and helps you apply for one that fits. At Oui Finance we handle the pressure points so you stay in control and informed, rather than working through it alone.
Can Oui Finance help first home buyers?
Yes. We specialise in first home buyer finance and can guide you through eligibility for benefits such as the First Home Owner Grant, stamp duty concessions, low deposit lending and products that help you avoid lenders mortgage insurance where you qualify.
Does it cost anything to talk to a broker?
You can book a complimentary, no obligation consultation to ask your questions before you commit to anything. Lender credit criteria, terms, fees and charges apply, and your full financial situation is reviewed before any offer or product is accepted.
Can you help me refinance or buy an investment property too?
Yes. Beyond home loans, Oui Finance helps with refinancing an existing loan and investment property lending, so you can plan your next move with one team who already knows your situation.
Which lenders does Oui Finance work with?
Oui Finance is independent, so we are not tied to any single bank. We compare across a panel of lenders to find an option suited to your goals. The specific lenders considered depend on your circumstances and are discussed with you directly.