Time to review your home loan
Refinance your Perth home loan
Make more room in your monthly budget. We compare your loan across our lender panel and tell you straight if switching leaves you better off.
- A complimentary review, with no obligation
- Options from a range of lenders, side by side
- Switching costs counted before you decide
Book your home loan review
No cost and no obligation. Read our Privacy Policy.
- 5.0★★★★★5.0 on GoogleRated by our clients
MFAA memberIndustry body for brokers- Fully accreditedAuthorised to arrange home loans
- IndependentNot tied to any one bank
- Perth basedOur team works from Subiaco
Signs your loan is due for a check-up
Just like a yearly check-up at the GP, it makes sense to check up on your home loan.
Your fixed rate is ending
When a fixed term finishes, your loan usually moves to the lender's standard variable rate, which can sit above what new customers are offered.
It's been a year or two
Lenders often save their sharper rates for new customers. If nobody has looked at your loan in a while, you may be paying more interest than you need to.
You're planning a renovation or investment
If your home has grown in value or you've paid down part of the loan, you may be able to use some of that equity for your next move.
You're juggling other debts
Bringing other debts into one repayment can make life simpler. We'll show you honestly whether it costs more over time.
Four simple steps
Book your review
Leave your details and we'll call at a time that suits you.
We compare
We review your loan against options across a range of lenders.
See your options
We walk you through the numbers so you can decide in your own time.
Make the move
Happy to go ahead? We handle the paperwork through to settlement.
"Maddy at Oui is amazing. Incredibly responsive, efficient and so easy to deal with. This is the second time we have worked with her, this time refinancing with an incredible outcome. Can't go wrong. Thanks heaps!"Google review
Before you book
Does a home loan review cost anything?
No, your review is complimentary. We compare options across lenders on your behalf, and we'll explain how brokers are paid before you commit to anything.
How do I know if refinancing is worth it?
It's worth it when what you'd save on a new loan is more than the cost of switching, such as discharge and setup fees. If staying put is the better deal, we'll tell you that.
Can I refinance while I'm on a fixed rate?
Yes, but leaving a fixed rate early can mean a break cost, so timing matters. We can check yours and help you decide whether to switch now or wait.
Ready to check up on your loan?
Book your complimentary review and we'll show you plainly where you stand.
Book my review Or call us on 0448 383 336